CPR Logo

The Car Payment Reimbursement Program

Can’t drive your car? Give it CPR™

Get CPR and protect yourself when something happens to your car.

 

We cover what insurance doesn’t!

CPR mascot Cooper
cartoon mascot of a yellow dog with a CPR dogtag
CPR Logo

The Car Payment Reimbursement Program

Can’t drive your car? Give it CPR™

Get CPR and protect yourself when something happens to your car.

 

We cover what insurance doesn’t!

GIVE ME CPR

Why do people fall behind and stop making their car payments

Mechanical breakdown

Accident

Car stolen

Safety recall

Mechanical breakdown

Accident

Car stolen

Safety recall

Accidents and bad events happen.

But sometimes the financial burden is too great — and it’s easier to default on payment. 

In this case, everyone loses — the driver, the repair shop, and the lenders and lessors.

What if there is another way?

CPR is protection that auto insurance doesn’t provide.

  • Monthly vehicle payment is made when a covered event occurs
  • Drivers get to keep their car 
  • Lenders/lessors still get paid

Everybody wins!

PLUS – For the first year of membership:

  • Drivers get $500 expense allowance (rental car or other usage) 
  • If vehicle is totaled, drivers get $1,000 towards the purchase/lease of their next car 
GIVE ME CPR

For Lenders / Lessors

How CPR works:

  • Maintains consistent payments during incidents
  • Security to approve people with marginal credit for loans/financing/leasing
  • Ability to mark up program for additional revenue opportunities
  • Benefits your customers, your producers, and your bottom line
  • Speeds repairs and return of vehicles

Available for all types of vehicles:

  • Passenger automobiles
  • SUVs
  • Light and heavy-duty trucks, including classes 1 through 8
  • Other commercial and recreational vehicles

For Drivers

How CPR works:

You get up to five years of Car Payment Reimbursement Protection while your vehicle is financed or leased.

We pay: 

  • Your monthly car payment (regardless of amount, up to the contract period limits)
  • Up to $7,500 for cars and $15,000 for trucks during the membership contract period
  • Three benefit periods during the membership contract period

PLUS, you get a dedicated CPR Account Rep to assist every step of the way

What’s covered:

  • Mechanical breakdown
  • Accident
  • Theft
  • Vandalism
  • Totaled vehicle
  • Warranty repair
  • Recall

It’s easy to get CPR:

  • No underwriting required — you just need a valid driver’s license and a financial obligation to make a monthly lease or loan payment
  • No credit, background, or motor vehicle checks

60-day money-back guarantee!

GIVE ME CPR

Don’t wait for the unknown to happen, because it will.

Get CPR for yourself and your:

  • Family
  • Employees
  • Lease and loan note holders
  • Organizations and their customers or members
  • Automobile clubs and associations and their members

Protect your bottom line with CPR.

Don’t wait for the unknown to happen, because it will.

Get CPR for yourself and your:

  • Family
  • Employees
  • Lease and loan note holders
  • Organizations and their customers or members
  • Automobile clubs and associations and their members

Protect your bottom line with CPR.

GIVE ME CPR

Who benefits from CPR?

Individuals

Employees

PEOs

Vehicle Financial Institutions

Vehicle Leasing Companies

Dealerships

And more!

About us

CPR was created to fill a gap in the coverage and protection market. Our goal is to make CPR the best, most consumer-friendly membership program for everyone who leases or purchases an automobile, SUV, light truck, commercial vehicle, or recreational vehicle. We partner with lenders and lessors to help alleviate any financial hardship or immediate expense that results from an accident, theft, recall, or other event that prevents consumers from driving their vehicles.

CPR offers three tiers of protection when a vehicle experiences a covered event/incident:

  1. Payment of the monthly lease or loan payment
  2. Expense reimbursement (year one of the program)
  3. Money towards a new vehicle if a vehicle is totaled (year one of the program)

CPR is the brainchild of Thomas F. Lovetere — an entrepreneurial innovator in the insurance and service contract industry, with over 40 years of experience serving consumers and commercial lenders and lessors. To fully round out the company, our management team also includes:

  • Insurance veteran Anthony R. Scatena, a long time partner of Tom’s, who has extensive expertise in developing and providing vehicle service contracts
  • Christopher D. Sposato, a commercially-minded attorney specializing in insurance and reinsurance product design and development, financing, and start-up business operations, who’s been working with Tom and Tony for over a decade
  • Rounding out the team, Joseph Arruzza, founder of Covered Auto Group, LLC, is providing marketing and distribution, bringing CPR to third party lenders, leasing companies, and dealerships

Contact us

Contact us and learn how CPR can protect you.

I am an Individual

I am an Employee eligible to receive CPR membership as a benefit

I am a Professional Employer Organization or Staffing Company

I am a Vehicle Financing Company

I am a Vehicle Leasing Company

I am a New or Used Vehicle Dealership

I am Other