Frequently Asked Questions
Frequently Asked Questions
Every (6) six seconds an accident occurs on the roadways in our country. Depending on damage to your vehicle, there is a very good chance your vehicle will be unavailable while in a repair facility for days, or even weeks, depending on scheduling and insurance company compliance inspections, all with potential delays due to weather and more.
You will incur immediate expenses such as travel, hotel lodging if out state, along with a deductible and rental car expenses, and much more.
Most importantly, while your vehicle is being repaired, you will receive an invoice for the monthly car payment for the lease or loan you have on your now-out-of-your-possession vehicle. That payment is due and payable regardless of the disposition of your vehicle.
As a member of the CPR For Cars family, you will receive benefits that your personal auto policy doesn’t provide. Up to a $500 expense voucher for all immediate expenses due to the accident and more.
Your monthly car payment will be reimbursed for not only the first month, but for up to (3) three months, and up to (3) three requests for reimbursement for the term of your membership of one year.
Basically, you have a total of (9) nine months of secured monthly car payments when the unknown occurs such as an accident, vandalism, stolen or recalled vehicles, and yes, even mechanical breakdowns.
Yes, with a written statement to the administrator, DriveSmart All cancellations will be processed with a $25.00 fee.
No, membership is exclusive to the registered owner only. Membership is not transferable.
The only qualifications are that you have a financial obligation to pay for a vehicle such as a lease or a loan, and you have a valid driver’s license in the state in which you reside.
No credit checks.
No background checks.
No Motor Vehicle Reports pulled.
Very simple. Call our administrator, DriveSmart Auto Care and a qualified person will take your information and prepare your file.
Note. You must notify our administrator within (5) days of the incident. Please review terms and conditions in our disclosure section.
Yes, and you must have physical damage protection (comp & collision) at the time of your request for reimbursement and/or the time of the incident. Please review all disclosures for more detailed information.
CPR For Cars membership will provide full benefits using the signature reserve program, along with additional protection of a qualified reinsurance company.
CPR For Cars membership program is part of the Delaware Tribe of Indians and Allied Companies. CPR For Cars LLC is not an insurance contract, but has the backing of those companies that provide reinsurance.
Yes, the CPR For Cars logo, concept and all content is registered and filed with the United States Trademark & Registry agencies, and is copyrighted. ® & ©
Offering this unique aftermarket program creates a profitable revenue stream, generates good will with both new and returning customers, benefits both you and your customer’s bottom line, and encourages and entices customers to use your facilities to repair their vehicle or buy/lease their next one.
No! A CPR for Cars® Membership is a one-time payment that lasts for the life of your customer’s loan or lease for up to 60 months.
No! As of writing, there are no competitive products. CPR For Cars® and its exclusive benefits cannot be purchased from any other provider.
No! A CPR For Cars® Membership is not a replacement or alternative to auto or gap insurance, it is a complimentary aftermarket product that provides additional protection and peace of mind for car owners, their finances, and their credit.
The CPR For Cars® Membership Program is financially backed by accumulated premium income, reserves for losses, and further, by an indemnity and stop loss insurance policy issued by a licensed insurance company.
No! A CPR for Cars® Membership can also be purchased at any time during the loan or lease period through participating new or used vehicle dealerships.
Yes! In fact, we encourage it, as it is a natural fit with products such as Total Loss, Ding & Dent, and most other aftermarket products now available.
That’s okay! The CPR For Cars® Program comes with a 60-day money back guarantee!
No! All your customer need is a valid driver’s license and a financial obligation to pay, such as a lease or loan. There are no credit, background or driver motor vehicle records required to join.
Qualifying vehicles include passenger cars, SUVs, and light trucks (class 1 – 3, less than 15,000lbs).
While the cost to replace or repair a catalytic converter is not covered by a CPR For Cars® Membership, excessive loss of use while waiting to have the part repaired or replaced is covered, provided the vehicle is not drivable.
Yes! They can purchase coverage for as many vehicles as they need.
The CPR For Cars® Car Payment Reimbursement Program reimburses your customers the monthly financial obligation (monthly car loan or lease payment) when a covered vehicle is out of their care, custody, or control due to a covered event.
Your customers are eligible to receive Car Payment Reimbursement protection while their vehicle is financed or leased. Should they have a covered event, their monthly vehicle payment is reimbursed (regardless of amount, up to the contract period and limits). Payments could total up to $7,500 for cars, SUVs, and light trucks (class 1-3) during the contract period. Payments can be made for up to three benefit periods, or up to three benefit requests, with three consecutive months at a time during the contract period.
Assistance is just a phone call away at the toll-free number listed on their Membership ID Card. We provide them with whatever assistance they need from beginning to end, our administrators are at their disposal.
Covered events Include, but are not limited to: accidents (regardless of fault), vandalism, stolen vehicle, totaled vehicle, recall, and mechanical breakdown. This is how CPR for Cars® protects you in practically every situation, providing relief when the unknown occurs.
